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Pelted by a Storm of Silver Dollars While Looking for a Dime

Organized crime is the dirty side of the sharp dollar. If you have a lot of what people want and cannot get, then you can supply the demand and shovel in the dough. The men who contributed greatly to the palpability of the American Dream—shaping the legacy of this country through their actions and feats—rarely fall neatly int the categories of good or bad, virtuous or vile. Some were downright crooks, scoundrels, and thugs. Some murdered, and many stole. Some used language that would make your mother blush. These men, for the most part, are called “politicians.” However, to be a Mafioso, or a gangster of note, requires more than just criminal activity. Such individual garner perennial respect and admiration by representing complicated but quintessentially American concepts of honor, ambition, and style. The identification of the mafia with organized crime—and thus the idea of an alien conspiracy polluting the economic and social life of the country—has been rejected by the majority of American social scientists since the 1960s. These have alternatively accused the mafia-centered view of organized crime of being ideological, serving personal political interests, and lacking in accuracy and empirical evidence. Some scholars, however, overreacted; up to the early 1980s, they categorically denied the existence of the of the Italian-American mafia as a structured and longstanding criminal organization. #RandolphHarris 1 of 20

One of the earliest proponents of the new approach, expressed organized crime as, “illicit enterprise is the extension of legitimate market activities into areas normally proscribed—id est, beyond existing limits of law—for the pursuit of profit and in response to a latent illicit demand. More often, however, organized crime itself has been equated with the provision of illegal goods and services. Hence, organized crime [should] be defined as (or perhaps better limited to) those illegal activities involving the management and coordination of racketeering and vice. It is a social bad, that harms people and the economy. Yet it is also a phenomenon that goes beyond the profit motive, involving rituals, norms of behaviour, and codes of conduct. Organized crime has, thus, become a synonym for illegal enterprise. That is, the involvement in criminal market activities has become nowadays the basic requirement of virtually all definitions of organized crime in the U.S.A. scientific and official discourse. All organized criminals see themselves as different from common delinquents and random street thus. They aim to obtain exclusive control over specific criminal marketplaces not only by using violence and intimidations but also by creating networks of trusts outside the gangs—lawyers, chartered accountants, brokers, bankers, bureaucrats, politicians, police officers, judges, and labour union representatives. Their ultimate goal is power, not money, and they will do anything to get it, using all kinds of tactic, from violence to bribery and other corruption schemes. #RandolphHarris 2 of 20

In the World of organized criminals, the aim is also to acquire control or power over crime territories, which constitute the main source of money for the organized criminals which then, in turn, can be used to expand the power realm, thus guaranteeing more power in a vicious circle that is of great advantage to the criminal groups. This territory-power-money dynamic can be compressed into a formula that emblemizes the overall objective and operationality of all organized criminals. Territorial control = Power = Money = More power. The evil we are fighting out of us is also among us, inside us. Murders and tortures do not only have the cruel and famous faces of those who got their hands dirty with blood and in popular imagination are considered monsters (from monstrum: the person who is put on display) and on whom the evil of the Mafia can be cathartically projected, and exorcized. They also have the faces of people like us, who attend the same school, can be met in the best salons and pray to the same God, feeling they are good Christians at peace with themselves. Mobsters live among us undetected, making them enormously dangerous. They do not stand out publicly as marauders, like the pirates or brigands of the past, who could be identified easily through the particular type of clothes they wore and the kinds of weapons they bore. The mobsters move about incognito, indistinguishable from everyone else. They are doubly dangerous because they are well connected within legitimate society, having established connections with people in positions of influence and power—an arrangement based on the reciprocal exchange of favors. #RandolphHarris 3 of 20

At one time, this system of collusion was called patronage. Today we call it corruption, a quid-pro-quo system formed between the gangsters and city politicians, members of the police, and other upright citizens. Gangsters and the operators of illegal business helped win elections as campaign worker or financial contributors, or they helped to steal elections using fraud or intimidations. In return, politicians used their direct or indirect influence over the police and the courts to provide virtual immunity for favored criminals, particularly those who ran or protected gambling or prostitution enterprises, and even to eliminate petty potential rivals to established entrepreneurs. In sharp contrast to the Mafia, most organizational offending takes on a longer, colleague, or peer format. To further highlight this illustration, persons who engage in individual acts of crime and who work in environments with a weak work group dynamic (id est, hawk jobs) will tend to operate as loners. Embezzlers who steal cash from a bank, or academics who commit plagiarism or research fraud almost always seek to keep their crime a secret. These offenders are willing to exploit opportunities that arise from associations with other but they rarely discuss their wrongdoings with others. Other forms of organizational crime take on a more social character, fitting better into what we call a colleague-like arrangement. This is the hallmark of offending that takes place in “vulture” or “donkey” jobs. Most salespeople who commit expense account fraud like to keep their offending to themselves, despite the fact that they know of coworkers who engage in similar misdeeds. The same type of pattern manifests itself among cashiers who steal from the till. #RandolphHarris 4 of 20

“Wolfpack” jobs (id est, heavily rule-orientated, but group-centered workplaces) tend to produce yet another brand of organizational alignment. Here, strong group solidarity breeds peerlike associations and collective offending. For example, nurses and police officers are known to work together to ferine and maintain their collective and continued workplace violations. Regardless of the level of organizational alignment, it is safe to say that almost all organizational offending emerges from identifiable socialization scripts. Some horrific things such as the Nazi Holocaust can be incorporated into the common flow of everyday life. All members of the Nazi party, Germany army, and German population did not conspire to kill millions of Jewish people. Instead, the Nazi leadership devised and implemented a gradual transformation of how the rest of the country thought and behaved toward the Jewish people. This is called “metamorphosis,” “soul murder,” and “murder by installment.” It is the incremental move toward mass murder and the accompanying denial. The close-knit contacts within an organizational setting almost always provide ample opportunity for criminal tutelage to take place. By most accounts, the societal reaction to crimes that occur within organizational contexts is less severe than it is for street crime. This observation remains true even when the organizational crime in question is a violent or serious property offense. #RandolphHarris 5 of 20

In the organizational crime in question is a violent or serious property offense. In the final analysis, Americans simply subject business relations to a more loose set of moral expectations than they do personal relations. If someone kills a friend during n argument, we are outranged. However, if someone dies because of a profit-driven product was poorly designed or manufactured, we are likely to depict the situation as an unfortunate cost of doing business. Public apathy along with political denial or even complicity (id est, pressure from lobbyists and/or campaign contributions) gives rise to relaxed formal social control processes at every stage in the game (id est, enforcement, prosecution, and sentencing). Even when formal authorities want to get involved, they are forced to face the reality that these crimes are different. Corporate offenses pose special investigatory and prosecutorial problems that make the successful application of the criminal law complicated and difficult. The law enforcement response to cries that occur within organizational contexts has long been notoriously weak. For starters, organizational crime draws spotty attention from members of the law enforcement community. Federal authorities who bear the brunt of the enforcement workload reported 10,477 fraud (individual and institution-based consumer fraud combined) 1,170 tax fraud. There were 1,118 embezzlement, 745 RICO (organizational and nonorganizational offenders included), 419 obstruction of justice, 400 generic regulatory offense, 381 bribery, 341 civil rights, 318 forgery, 141 food and drug violation, 242 antitrust, and 4 national defense arrests. #RandolphHarris 6 of 20

Given the sheer number of employers and employees that exist in this country and the self-reported prevalence estimates that we have provided here, it seems quite reasonable to suggest that millions of organizational crimes go unreported to enforcement agencies each year. The question is why? Logic dictates the need for a multipart answer. First, many organizational offenses go undetected. Many of our nation’s corporations are so big that even the loss of large sums of money may never come to the attention of supervisors. The situation is exacerbated by the fact that the finance department of most American corporations are sadly lacking in auditing skills and implementation. As such, unless a financial transgression is painfully obvious, most accountants will pass it over. In-house security personnel do little to improve this situation. In many cases, security departments are understaffed or underbudgeted. Take, for example, the retail industry. The average retail firm directs 0.79 percent of its total operating budget toward loss prevention and security. The average firm employs 5.75 security employees for $100 million in sales volume—the average firm deploys less than one security officer (0.85) per store location. Oftentimes, corporate officials become aware of transgressions but choose not to report them to outsiders. Organizations are hesitant to report internal theft for fear that it will be perceived as a sign of financial ineptitude by stockholders or potential clients. Company personnel choose to involve the police (id est, press charged) in 36 percent of all employee theft cases but 79 percent of all shoplifting cases. #RandolphHarris 7 of 20

The news does not get much better when it comes to the prosecution of organizational offenders. According to the Bureau of Justice Statistics, U.S. Attorneys declined to purse a criminal indictment in 36 percent of the embezzlement, 52 percent of the bribery, 55 percent of the perjury, and 57 percent of the regulatory cases that were forwarded to them. This is not to say that organizational offenders illicit no response from or federal prosecutor. A study found that U.S. Attorneys brought criminal cases against 55 percent of the suspects that they investigated. This figure was nearly identical to that observed among non-white-collar suspects. When charges were filed, the federal prosecutors were said to pursue the case with the same tenacity as they did violent, property, or public offenses. State-level Attorney Generals are the highest-ranking state prosecutors with jurisdiction over organizational offenses. We found that these officers of the court pursue individual violators with much greater frequency and tenacity than they do corporate or organizational entities. We conclude that civil or administrative remedies were the preferred course of action when dealing with crime suspected white-collar crime. It is fairly clear that prosecutors prefer to resolve white-collar crime cases via plea bargains. The average case is quite complex and defendants generally employ a very capable defense team. This makes for a long and expensive trial with no guarantee of conviction. #RandolphHarris 8 of 20

Defendants will gladly plea bargain their case if they feel that the government has a strong case against them; namely, they will seek to cut a deal that allows them to avoid a term of incarceration. However, if the evidence is at all suspect, the defense team is likely to force the prosecutor into a trial. We found that 20 percent of the federal white-collar defendants in our sample pled not guilty and forced a trial. This figure is 3 to 4 times the trial rate that is experienced for most conventional street crimes. Cases involving corporations and/or their executive stand as a notable exception to the rule. We found that less than 1 percent of the 200,000+ organizational defendants in our sample saw their cases proceed to trial. Landmark criminal proceedings such as the Ford Pinto case reveal that it is very difficult to obtain a trial conviction in the case of corporate violence. Very few examples exist in which prosecutors have gone to trial alleging murder by a corporation or its executives and come away with a conviction. The resources that corporate entities can bring to bear are sizable and simply insurmountable. The available literature suggests that white-collar individuals and organizations are treated less harshly than conventional offenders when it comes time for judges to impose sentencing. It seems that, although they can ruin more lives at one time than a street criminal can, they are given a higher status because they have power. Judicial empathy, a fear of the broad social consequences that go with harsh corporate sanctions, and the respectability of the offenders get offered up as possible explanations for the leniency. #RandolphHarris 9 of 20

Convicted white-collar criminals face a 36 percent chance of going to prison. This compares to incarceration rates of 53 percent for those nonviolent street crimes and 80 percent among convicted violent offenders. If convicted, white-collar offenders can generally expect to do less time than street offenders. The Federal Bureau of Prisons show the average time served for a robbery, larceny, and burglary was 46.5, 18.3, and 17.9 months, respectively. For fraud, embezzlement, and income tax evasion, the figures dropped to 13.6, 11.4, and 10.3 months, respectively. Almost half of all white-collar defendants are sentenced to less than 1 year behind bars. Governmental regulators and court officials often seek to levy fines and restitution as penalties against corporate and white-collar offenders. For example, we found that 89 percent of the corporate defendants who were convicted in federal court received some sort of fine. Another 16 percent were ordered to pay restitution, and 19 percent were ordered to make civil or some other sort of payment. Here again, however, corporate offenders are often able to sidestep the system by managing to have their cases subject to regulatory review as opposed to criminal prosecution. In our review of thirty-six of the most notorious acts of corporate and governmental violence from the past century (everything from the three Mile Island radiation leak to the Corvair and Pinto cases the plagued the automobile industry) reveals that, in the end, corporate violators almost always receive what can only be characterized as a slap on the wrist. #RandolphHarris 10 of 20

Civil litigation is the most frequently imposed form of formal social control that gets meted out against corporate, state, professional, and individual-level offenders. These cases can be brought to bear against violators by individuals, groups of individuals (id est, class-action suits), governmental regulators, or other organizational entities. We observed that, in almost every case, the plaintiff is severely outgunned by highly paid and knowledgeable corporate lawyers. More often than note, the defendant has vast resources and political power to mobilize on its behalf. In light of this bleak picture, numerous scholars and policy makers have proposed alternative means of formal social control that might be directed toward organizational crimes and criminals. We have proposed a form of “organizational probation.” This would involve the use of “occupation incapacitation” in which convicted offenders would be removed from the corporate or market environment in which they habitually offended. There is also a call for increased criminalization of corporate and individual-level misconduct. Some even endorse the use of community service and point-by-point monitoring as a means of achieving “corporate rehabilitation.” There is also a proposed punishment called “corporate dissolution,” whereby corporate entities would be held responsible for the crimes of their employees (if it could be shown that the corporation benefited from or endorsed the crimes). Informal social control efforts directed at crimes within complex organizations are diverse in nature but generally ineffectively implemented. #RandolphHarris 11 of 20

We often allow corporations, industries, or profession to self-regulate themselves. This is generally accomplished through the development and use of codes of ethics and internal oversight entities (review boards, investigators, and the like). Th sad reality is that profit motives and self-preservation usually get in the way of these efforts. Other advocate the use of shame and embarrassment techniques as a means of informational social control. It is encouraged that organizational entities develop and maintain “corporate case law” that would allow them to counsel repeated offenders into compliance without having to rely on threatening and ineffective external sources of control. Still there are people that advocate a structured transformation of organizations that would guide and encourage “whistleblowers” to come forward with information. We should enlist the research capabilities of the National White Collar Crime Center (a hybrid academic-political agency) to study the diverse phenomena and formulate more effective alternative policies. Most jurisdictions have in place specific statutory provisions that outlaw tampering with witness, informants, physical evidence, and/or public records information. Even in modern countries where a well-functioning institution and apparatus of government-provided law exists, economic—or, indeed, non-economic—disputes do not immediately lead to litigation. Recourse to the law is often the last resort, not the first one. People attempt to resolve their disputes using various private methods of negotiation, and only if these fail do they go to courts. #RandolphHarris 12 of 20

In the context of business, this idea goes back at least as far as Macaulay (1963). Williamson (1996, pp. 10, 122), citing previous legal scholars, says that business people “speak of ‘cancelling the other’ rather than “breaching our contract’,” and that contracts and courts are “a norm of ultimate appeal when the relations cease in fact to work.” In matters of personal relationships, too, less and 10 percent of divorce are contested in court. All of this had led to the concept of private ordering in the shadow of the law. An obvious explanation for the persistence of such private ordering is that resolution of disputes using the formal machinery of state law is far from costless; in fact it costs especially times costs, often exceeded those of alternative methods of private ordering. Sometimes formal law may yield outcomes that are worse for all parties than can private ordering. Therefore the outcome that the parties expect to obtain in the court (net of the costs of using the court system) becomes a backstop or threat point to private negotiation. Long-term relationships and arbitration are the most common modes of private ordering. Long-term relationships can be self-enforcing for reasons familiar from the theory of repeated games: the immediate gains from behaving opportunistically can be offset by future losses, because the opportunism leads to a collapse of the relationship and therefore to lower future payoffs. However, now we have another possibility. #RandolphHarris 13 of 20

The relationship need not collapse completely; it can be replaced by one based on formal contracts and court enforcement. This is still costly and therefore serves to deter opportunism in the original ongoing relationship. However, the cost may be less than that of a total breakdown of interaction. Correspondingly, the deterrence effect falls short of the level possible when total breakdown is the only alternative. Thus availability of court enforcement may, in a seeming paradox, reduce the extent of good behavior that can be sustained in the long-term relationship. The official law can interfere with a long-term relationship in another way, namely by agreeing to hear a case filed by one of the parties in such a relationship attempting to overturn an adverse outcome in the implicit contract. However, courts often recognize the merits of implicit contracting in long-term relationships like employment, and refuse to hear such cases. This is the doctrine of forbearance. Private arbitration can have cost advantages over the government’s courts, but perhaps more importantly, it can have information advantages and therefore provide dispute resolution of higher quality. Arbitration forums specialize by industry, geographic region, and so on, in the range of disputes they take up. They acquire expertise in their special areas. They can adopt procedures and rules of evidence that suit their specific concerns. State courts must stand ready to consider all matters that could arise under the law, and although some attempt can be made to assign cases to judges on the basis of their expertise, the rules and procedures must remain the same for all cases. #RandolphHarris 14 of 20

For these reasons, arbitrators are better able to obtain, interpret, and use information pertinent to the dispute than are the state courts. Arbitrators lack the coercive powers of the state and therefore cannot ensure compliance with their verdicts. However, as with long-term relationships, the government’s courts often recognize the advantages of arbitration for governance of particular classes of transactions. Then they accept the arbitrator’s verdict and will not agree to rehear the issue. This is formalized in USA laws and in international agreements. Given this shadow of the law, if one party refuses to comply with the arbitrator’s verdict, the other can enlist the help of the courts for enforcement. A specific historical institution, namely the lex mercatoria or merchants law was developed in medieval Europe. Many principles developed by the private judges or adjudicators of the law merchant were later taken over by the state’s law. However, private adjudicators lack the incentives to supply the public good of principles and precedent, so we expect it to be underprovided. So much is written about the substitution of computerized equipment for human labour that we often ignore the ways in which it also substitutes for capital. Indeed, in a sense knowledge is far greater long-term threat to the power of finance than are organized labour or anticapitalist political parties. For, relatively speaking, the information revolution is reducing the need for capital per unit of output in a capitalist economy. Nothing could be more revolutionary. Vittorio Merloni is a businessman. Ten percent of all washing machines, refrigerators and other major household appliances sold in Europe are made by Mr. Merloni’s company. His main competitors are Electrolux of Sweden and Philips of Holland. #RandolphHarris 15 of 20

According to Mr. Merloni, “we need less capital now to do the same thing” that required more capital in the past. “This means that a poor country can be much better off today with the same amount of capital than five or ten years ago.” The reason, he says, is that knowledge-based technologies are reducing the capital needed to produce dishwashers, stoves or vacuum cleaners. To begin with, information substitutes for high-cost inventory, according to Mr. Merloni. By speeding the responsiveness of the factory to the market and making short runs economical, better and more instantaneous information makes it possible to reduce the amount of components and finished goods sitting in warehouses or railroad sidings. Mr. Merloni at one point cut a startling sixty percent from his inventor costs. Mr. Merloni’s case has been duplicated by every major company in the United States of America, Japan and Germany as just-in-time delivery of parts, based on computerized information, is slashing inventories everywhere. Cuts in inventory, of course, not only translate back into the smaller space and real estate costs mentioned earlier, but also into reduced taxes, insurance and overhead. Even though the initial cost of computers, software, information and telecommunications may itself be high, Mr. Merloni says the overall saving means that his company needs less capital to do the same job that it did in the past. Michael Milken, who for better or worse knows a thing or two about investment, has summed it up in six words: “Human capital has replaced dollar capital.” #RandolphHarris 16 of 20

Because it reduces the need for raw materials, labour, time, space, capital, and other inputs, knowledge becomes the ultimate substitute—the central resource of an advanced economy. Ans as this happens, its value soars. To elevate living standards in America, we need to increase international and domestic consumption of American made products. One way to do this, is by getting the nation back under control. America needs to again become a nation of law in order and have a serious President so people will look at Americans as sane and as leaders. Then we need to help Americans achieve the American Dream of home ownership, so other nations will want to emulate the American lifestyle and buy American cars and trucks and other American made products because they are trendy and represent sophistication and class. There is a noticeable trend in the family law which deals with the authority of husband over wide, and of parents over children. The trend, of course, is toward greater freedom and equality for wives and children, and greater restriction upon the authority of husband or parents to dispose of the person or property of dependents. Compulsory education laws, laws restricting employment of minors, laws limiting the degree of physical violence which may be practiced upon one’s closet kind, often monitored by private humane societies, are of quite recent emergence, and are still being extended, along with appropriate inspection and enforcement agencies such as state licensing of boarding homes, nursery schools, and camps. #RandolphHarris 17 of 20

For those to whom the family is a means to personal development, new horizons of emancipation remain to be achieved. Greater freedom and equality for women is being followed by a reduction of the voting age. Political efforts to pass laws to protect working women from special occupational hazards have been followed by agitation to dissolve the remaining barriers to their entering any occupation of their choice. The question of being leads to finitude which, in turn, leads to the question of God. The existence of God cannot be taken literally. God, the ground of being, is not found within the World of existing beings. Nor can existence be predicated of him, since it means an actual state of distorted being and of disruptive tensions. God does nor exist. He is being-itself beyond essence and existence. Therefore, to argue that God exists is to deny him. To make the World the data and God the conclusion is to derive God from the World. The argument for God’s existence is the expression of the question of God which is implied in human finitude. The worth of the so-called ontological and moral arguments (Augustine, Anselm, Kant) lies in this, that they provide a description of the way in which potential infinite is present in actual finitude. Man has a prior awareness of God that enables him to asked about the infinite from which he is separated, about the source of his courage to face anxiety. The truth of the ontological and moral argument is the acknowledgement of the unconditional element in the structure of reason and reality. They reveal n awareness of God which renders possible the question of God. #RandolphHarris 18 of 20

The cosmological and teleological arguments cannot prove the existence of a highest being, but they describe the threat of non-being, the ontological anxiety that drives man to ask the question of God. The cosmological argument is based on the categories of finitude. It seeks to the “eternal now” in which time and space are affirmed and overcome, the “ground of being” in which cause and substances are rooted and conquered. The teleological argument asks for the ultimate meaning of the ontological polarities and tensions. However, seeking is not finding, and to ask is not to receive. The cosmological and teleological arguments portray the inevitability and necessity of the question of God just as the ontological and moral arguments show its possibility. The ontological analysis began with the question being, and it ends with the question of God. How is He the answer to being? God is being-itself. Negatively, this means that God is not a being, not even the highest being, alongside other beings. Positively, it means that God is the ground of being or the power of being. He is beyond essence and existence because as being-itself He does not participate in nonbeing and finitude. He does not exist; He is. Counterfeits of the Father, the Son, and the Holy Ghost Spirit are recognizable by the manifestations being given to the senses, id est, in the physical realm. For the true indwelling of God is in the shrine of the spirit alone; and the soul vessel, or personality of the self-actualized, is purely a vehicle for the expression of Christ, who is enthroned within by His Spirit; while the body, quickened by the same Spirit, is governed by God from the central depths of the human spirit, through the self-control of the man acting by his renewed will. #RandolphHarri 19 of 20

The counterfeit presence of God is given by psychopathological offenders working upon the physical frame, or within the bodily frame but upon the senses. We have seen the beginning of this, and how the first ground is grained. Control is advanced by these same-manifestations being repeated, ever so gently, so that the man goes on yielding to them, thinking this is truly “communion with God”—for believers too often look upon communion with God as a thing of sense, rather than of spirit. So one starts praying to psychopathological offenders under the belief that one is praying to God. The self-control is not yet lost, but as the believer responds to or gives oneself up to these “conscious” manifestations, one does not realize that one’s will power is being slowly undermined. At last, though these subtle, delicious experiences, a conviction is established that God Himself is in possession of the body, quickening with it felt thrills of life, or filling in with warmth and heart, or even with “agonies” which seems like fellowship with the sufferings of Christ and His travail for souls, or the experience of death with Christ in the consciousness of nails being driven into the bodily frame, et cetera. From this point the lying spirits can work as they will, and there is no limit as to what they may do to one who is deceived to this extent. Counterfeit manifestations of the divine life in various modes now follow quickly; movements in the body, pleasant thrills, touches, a glow as of fire in different parts of the body; or sensations of cold, shaking, and tremblings—all of which are accepted as from God. Psychopathological offenders work by sudden suggestions—which is not the ordinary working of the mind but suggestions which come without—“flashes of memory,” again not the ordinary working of the memory but thoughts coming from without; touches and twitches of the nerves; feelings of a draft and sensations of wind blowing upon the area round about, et cetera. #RandolphHarris 20 of 20


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Despite—or perhaps because of—the great public and policy interest, organized crime remains a fuzzy and contested umbrella concept. The understanding of organized crime has since the 1920s shifted back and forth between two rivaling notions: a set of stable organizations illegal per se or whose members systematically engage in crime; and a set of serious criminal activities, particularly the provision of illegal goods and service, mostly carried out for monetary gain. The general public, the media, and most policy-makers primarily use the expression “organized crime” to refer to criminal organizations, such as the Sicilian and America Cosa Nostra, the Japanese Yakuza, Colombian and Mexican drug cartels, and other large-scale criminal grounds around the World though to have a hierarchical lasting structure. However, even some of your local news stations may be involved in organized crime. There exists variation in the skills and techniques that go along with crimes that are committed within an organizational context. Organizational (id est, corporate) and state-authority occupational crimes tend to take on relatively sophisticated forms. To further highlight this illustration, we found evidence of complex and collective offending in our analysis of the savings and loan scandal. We grouped these offenses into three categories: desperation dealing, collective embezzlement, and cover-ups. Desperate dealing took shape as a series of complicated, high-risk investment and loan actions employed by executive to save their sinking financial institutions. #RandolphHarris 1 of 19

These practices included writing multiple loans to insolvent borrowers, inadequate loan underwriting practices, and other “go for broke” investment schemes. The term collective embezzlement refers to self-interested “looting” or unauthorized spending sprees that corporate executives pursued using investors’ money. The authors contend that extravagant parties and high ticket purchase were the order of the day as executives sought to enjoy the last days of their sinking business enterprises. Once things began to come unglued, cover-up practices were used to keep their insolvent ships afloat. These scams ran the gamut from criminal accounting practices (id est, misrepresenting capital reserves or capital-to-assets ratios) to money laundering, to hush money that was delivered to high-ranking state authorities and policy makers. Crimes that are committed by state agencies or institutions also tend to take on an elaborate character. To further highlight this illustration, numerous discussions, including one which documents how Nazi Germany and other rogue states have systematically embarked on genocidal plans to exterminate certain classes or creeds of people. Mr. Hitler’s “final solution for the Jewish problem” included a concerted effort of persecution, mass murder, and cover-up. Similarly, the hearings of the Iran-Contra affair of the 1980s taught us that our own government is capable of hatching and carrying out some complex and especially devious criminal plans. By comparison, acts of professional occupational crimes or individual occupational crime tend to be much more simplistic. #RandolphHarris 2 of 19

More often than not, the employee simply pockets the money or materials and makes little or not effort to cover his or her tracks. A similar trend has been observed among embezzlers. The same can be said about most crimes that are perpetrated by professionals. For example, we will discuss how pharmacists who steal and use prescription drugs on the job tend to rely on simple and predictable routines. White-collar crime and criminals are spread throughout the landscape of the American industrial complex. No one type of business/industry, or even any one type of job role (secretaries versus executives), is disproportionately represented in the available samples of known offenders. In light of this observation, researchers have begun to adopt a more individual-level focus, targeting the role that occupational settings play in the spread of deviance. Companies that operate in autonomous space, free of external social and regulatory control, will be more likely to engage in criminal behavior. This type of free-wheeling, self-regulatory work environment allows profit motives to blur the lines between acceptable and unacceptable “business practices.” High levels of internal or external competition and cut-throat inter-office or industry-level politics appear to exacerbate matters. #RandolphHarris 3 of 19

Organizational offenders are disproportionately, European-American, middle-aged men who possess modest to high levels of social capital. In our case files, there are 968 white-collar offenders who were sentences in seven U.S.A. district courts over a 3-year period. The bast majority of the offenders were men. The sample was also lopsided in terms of race, as better than 75 percent of the subjects were European-America. The average offender was well into his thirties and several offense types (antitrust, securities, tax, and bribery offenses) were dominated by offenders over 40 years of age. The participant’s elevated social capital was evident by the fact that most were salaried employees with modest financial assets. Most of the perpetrators were married homeowners with college degrees. Many occupied supervisory positions in their organization. Organizational offenders do not usually have squeaky clean pasts. We found that 36 percent of the 965 white-collar criminals in our sample had at least one prior arrest and 67 percent had been arrested more than once in the previous 8 years. Of the repeat offenders, 33 percent recorded five or more arrests. We found little evidence of criminal specialization. Of the 465 repeat offenders, only 15 percent were exclusively arrested on white-collar charges. Repeat offenders tended to stay away from violent crimes, but they often drifted into property or public order offering. #RandolphHarris 4 of 19

However, the longer the person’s rap sheet, the more likely that one would face additional white-collar charges. Faced with comparisons to traditional street criminals, using arrest as indicator of offending, white-collar criminal careers begin and end later, and include smaller numbers of recorded criminal events, than do those of street criminals. However, they are similar to common crime careers in that they are unlikely to evidence a high degree of specialization, and that offenders seem to age out of crime. Moreover, the same variables that predict recidivism in street criminals (id est, marital status, history of drug use, prior record, gender, employment states) are predictive recidivism in white-collar offenders. Criminal intent is a difficult concept to nail down in the case of most crimes committed with an organizational context. This is partly a result of the fact that there are so many cognitive and behavioral variations present in these criminal events. Different jobs take on different cultural forms. For example, the term “hawk jobs” refer to those work environments that stress entrepreneurial creativity. Persons working in this type of environment are drawn toward innovative offenses directed toward enhancing their self-image among peers. Academics and business owners are examples of hawks. The term “donkey jobs” refers to those environments that are known for their “isolated subordination.” Deviance in this workplace manifests itself as sabotage or resentment and stems from low job satisfaction. #RandolphHarris 5 of 19

Some cashiers and non-unionized line workers provide good examples of donkeys. The term “vulture jobs” characterize occupations with loose work groups and high levels of individual-level decision-making power (exempli gratia, outside salespeople). These persons will involve themselves in self-interested abuses intended to enhance their standing in the incentive-based reward system. Finally, “wolfpack jobs” were described as environments with tight work groups, for example, union employees and police officers. These persons will engage in habitual and collective forms of deviance intended to enhance group solidarity and camaraderie. Instrumental motivation is a cornerstone of crimes that are committed within an organizational context. Regardless of whether the outcome is monetary or physical loss, most of these crimes can be traced back to greed or a thirst for power. The vast majority of the incarcerated embezzlers in our sample suffer from an “unsharable problem.” This might include a self-imposed financial pinch resulting from promiscuous or seedy pursuits away from the job, sudden losses from a part-time business or investment venture, or the inability to finance an ever-increasing social status. Faced with the knowledge and skills of their jobs, these embezzlers came to exploit their position of trust as a means of alleviating the problem. We have also observed a slightly different motivational pattern among the female embezzlers; namely, the women tended to steal in order to provide for their families. #RandolphHarris 6 of 19

Analyses of corporate and/or state violators reveal that executives and politicians tend to commit their crimes to keep pace with the competition or to protect their own position within the organization. For example, most agree that former President Clinton committed perjury in an effort to avoid the political fallout associated with having extramarital sex in the White House. Regardless of the gender or organizational standing of the offender, these tend to be persons who commit their crimes because they see them as a way of alleviating some sort of specific threat. It is difficult to assess the amount of planning that goes into the commission of organizational crimes, since most of them come about as exaggerations of normal operating procedures. In the end, onlookers have difficult discerning where normal planning and implementation ends and where illegal and unethical cognition and behaviours begins. Persons who steal from their employers tend to construct their thefts as fringe benefits or simple extensions of normal business practices. To further highlight this illustration, a bank embezzler might claim that they simply loaned him or herself the money. A person who steals scrap metal from a manufacturing plant might say that they were simply taking out the trash. By equating these thefts to everyday business, it is difficult to determine how much planning exists. For decades, scholar have maintained that normative neutralizations play a central part in the initial and repeated offending that takes place among organizational offenders. #RandolphHarris 7 of 19

More often than not, the source of these rationalizations and justifications can be found in the very workplace from which the offending emanates. To further highlight this illustration, in our seminal study of embezzlers, we use the term “vocabularies of adjustment” to describe how thieves routinely implied a sense of ownership or borrowing over the money that they stole as a means of denying their guilty mind. Some manufacturing employees adhere to a “cognitive mapping of property. Most of the materials in the factor are afforded a status as either personal or company property and thus rarely subject to theft. However, other property is afforded a status as “property of uncertain ownership” and thus fair game for theft. The workers reason that taking scrap material or component parts is not the same as taking a coworker’s wallet or an assembled television set in a box, but it is. You know, this really puts workplace theft into perspective. Stealing from work is a lot like if you went to a friend’s house and walked out with a glass, or their silverware. Through adequate education and upraising children properly and putting things in perspective, we can really train them to be model citizens. A tangential set of cognitive excuses has been uncovered among deviant professionals and corrupt state authorities. Blue ribbon commissions charged with investigating police misconduct have repeatedly unearthed evidence of a mindset in which habitual offenders deny criminal responsibility for their actions. The rogue officers claim that they were simply playing within the rules of aggressive crime fighting or explicitly following orders. #RandolphHarris 8 of 19

We have documented how workgroups norms centering around the need for effective and efficient patient care can lead nurses to excuse their repeated theft of hospital supplies and medications. Irrespective of the profession, we find that employees do not have to look or far to find the normative definitions that they use to neutralize their acts of wrongdoing; more often than not, they are derived from established workgroup norms or accepted business practices. Institutions are the overarching framework of rules and constraints, formal and informal, that govern interactions among individuals; constitutions and social norms are examples. Organizations are groups of individuals that operate within the general framework of institutions, and implement the rules and norms of the institutions; examples are legislatures, political parties, and universities. Of course there are interactions and feedbacks between institutions and organizations. The rules and constraints imposed by institutions do not eliminate all freedom for organizations to act, and since organizations have members with differing interest and abilities, interesting issues of “the play of the game” at this level must be analyzed. Institutions can then evolve to alter the rules of the game so as to achieve better outcomes from the play at the organizational level. Finally, individuals interact within the frameworks set up b both institutions and organizations, and these transactions have their costs of information, commitment, and so on. #RandolphHarris 9 of 19

Institutions and organizations attempt to economize on transaction costs, but usually fall short of optimality, especially when changing economic and technological conditions require changed or new institutions. There are two categories of reasons for the long lags and bottlenecks in the process of institutional change: first, resistance by powerful special interests with stakes in the old system; and second, multiple equilibria and historical accidents. A regularity in social behaviour that is agreed to by all members of society, specifies behaviour in specific recurrent situations, and is either self-policed or policed by some external authority. Thus, the strategies that the individuals choose, include aspects of the play of the game as well as the rules, and also specifies the equilibrium that is to be played. An individual’s expectation of the response to one’s action is often an important part of the institutional environment; that is, the institutional environment also serves to coordinate beliefs and select equilibria. At the (highest or most basic) level stand informal institutions, such as religion, social customs and norms. These are slow to change, over the timescale of centuries or millennia. At the second level is the institutional environment, consisting of formal rules, such as constitutions and laws. The timescale of evolution of these is measured in decades. The play of the game occurs at the third level, and this includes the choice of appropriate modes of governance for each type of transaction, or organization, the aim being to economize on transaction costs. #RandolphHarris 10 of 19

Finally, the fourth and lowest level contains routine economic activities such as production, employment, market equilibration. Societies make conscious efforts to instill some norms into their members, enlisting the help of parents, teachers, media, and leaders of opinion because norms and other informal institutions have mainly spontaneous origins and have a lasting grip on the way society conducts itself. Man of the norms pertain to civic duties such as voting, but others pertain to honestly in economic matters. This process of social conditioning and education can respond to changing needs much faster than the evolutionary timescale. Many of the communities facing collective-action problems treat laws, like prices, as incentives for behavior. Various branches of civil law—liability, tort, contract, property—govern situations where two or more individuals can enter into a contractual relationship, explicit or implicit, as well as ones where one person’s actions have spillover effects on others without any voluntary agreement on their side. These legal rues affect the incentives of individuals to take actions, or to refrain from actions, that carry benefits or costs to others, and that in turn affect overall economic outcomes and efficiency. Many changes in the society’s knowledge system translate directly into business operations. This knowledge system is an even more pervasive part of every firms environment than the banking system, the political system, or the energy system. #RandolphHarris 11 of 19

Apart from the fact that no business could open its doors if there were no language, culture, data, information and knowhow, there is the deeper fact that of all the resources needed to create wealth, none is more versatile than knowledge. Take Second Wave mass production. In most smokestack factories it was inordinately expensive to change any product. It required highly paid tool-and- die makers, jig setters and other specialists, it and resulted in extended downtime during which the machine were idle and ate up capital, interest and overhead. That is why cost per unit went down if you could make longer and longer runs of identical products. This gave rise to the theory of economies of scale. However, the new technology stands Second Wave theories on their heads. Instead of mass production, we are moving towards de-massified production. The result is an explosion of customized and semicustomized products and services. The latest computer-driven manufacturing technologies make endless variety possible and inexpensive. New information technologies, in fact, push the cost of diversity toward zero and reduce the once vital economies of scale. Or take materials. A smart computer program hitched to a lathe can cut more pieces out of the same amount of steel than most human operators. Making miniaturization possible, new knowledge leads to smear, lighter products, which, in turn, cuts down on warehousing and transportation. #RandolphHarris 12 of 19

Up-to-the-minute tracking of shipments—id est, better information—means further transportation savings. New knowledge also leads to the creation of totally new materials ranging from aircraft composites to biologicals and increases our ability to substitute one material for another. Deeper knowledge now permits us to customize materials at the molecular level to produce desired thermal, electrical or mechanical characteristics. The only reason we ship huge amounts of raw materials like bauxite or nickel or copper the planet is that we lack the knowledge to convert local materials into usable substitutes. Once we acquire that know-how, further drastic savings in transportation will result. In short, knowledge is a substitute for both resources and shipping. The same goes for energy. Nothing illustrates the substitutability of knowledge for other resources better than the recent breakthroughs in superconductivity, which at a minimum will drive down the amount of energy that now must be transmitted for each unit of output. In addition to substituting for materials, transportation and energy, knowledge also saves time. Time itself is one of the most important of economic resources, even though it show up nowhere on a Second Wave company’s balance sheet. Time remains, in effect, a hidden input. Especially when change accelerates, the ability to shorten time—for instance, by communicating swiftly or by bringing new products to market fast—can be the difference between profit and loss. #RandolphHarris 13 of 19

New knowledge speeds things up, drives us toward a real-times, instantaneous economy, and substitutes for time. Space, too, is conserved and conquered by knowledge. GE’s Transportation System division builds locomotives. When it began using advanced in formation processing and communications to link up with its suppliers, it was able to turn over its inventory twelve times faster than before and to save a full acre of warehouse space. Not only miniaturized products and reduced warehousing but other savings are possible. Advanced information technologies, including document scanning and new telecommunications capacity based on computers and advanced knowledge, make it possible to disperse production out of high-cost urban centers and to reduce energy and transport costs even further. There is currently an economic war going on. It is the war for dominance and wealth on a global scale, and political establishments and business elites are involved. It is also the fight to survive, involving myriads of small and medium businesses and hundreds of millions of ordinary working people. It is one of the strangest wars in World history. America is fighting at full strength, but unlike previous wars, even economic, America does not want its rival to suffer a complete defeat. America needs to remain rich, economically and socially stable, and technologically-progressive, it also needs to rebound and become cash abundant. America has to remain sufficiently healthy and strong and keep on running. #RandolphHarris 14 of 19

This war for global dominance is a real war. The country that is the superpower is the one who gets to determine the rules of conduct on the global economic arena and the ways key international issues are approached. This is important because some governments are predatory or kleptocratic. As time goes by, America needs to keep the situation on the battlefield under control. Bargaining power, though absolutely nonquantifiable, exerts decisive influence on how key international economic issues are handled. To maintain status as a World Superpower, it is important for citizens become mature and competent individuals. There are extrinsic conditions for the development of competent personalities other than the kind of income possessed, and there are conditions intrinsic to family structure which may give even children within the same family differing starts in life. If individuals are to enjoy equal opportunity for the development of competent personalities, and this is limited by the resources of their families, then the objective of a community sharing such an ideal must be to provide these families, if not unlimited availability, at least some fair minimum of such resources. In general, this has been a guiding principle, though sometimes none too consciously, for the development of the agencies concerned. Equality before the law has been, of course, the bedrock principle upon which all these protective activities have been founded. #RandolphHarris 15 of 19

Pursuit of this ideal virtually require the state to take over and monopolize the function of securing justice for individuals when they were injured or threatened by other individuals, rather than leaving retribution to private feuds. The state taking over the elementary protection of life, liberty, and property could thus be regarded as the earliest and most irrevocable of transfers to another institution of a family function. There is, however, a function centered on family life which was in the hands of another institution even earlier than that, although it is not a function which the family itself ever possessed. That is the legitimation in the eyes of the community, through ritual and certain binding commitments, of marriage and parenthood. While the enforcement of these responsibilities has long since been concentrated in the state, in a society such as ours where there are so many faiths and churches the element of ritual with which these monogamic commitments are solemnly chartered by the community still remains conspicuous. The ritual testifies to the view that from its beginning any family is as much the creation and concern of the community as of its principals. In addition to formal legitimation of marriage (and of course of its rupture through divorce), there is a large area of family law, exempli gratia, inheritance of estates, administered through the appropriate legal institutions. The legal responsibility of a husband for the economic support of his wife, his children up to certain ages, and even his parents and siblings, remain in effect, though some of the economic burden has been taken over by family agencies. #RandolphHarris 16 of 19

Specific provisions vary widely among the states. Proposals for change in family law are more often concerned with codification on a national basis than with release of family members from their responsibilities. Indeed the notion, however fallacious, that by stringent limitation of divorce, family stability is somehow conserved, has served to arrest the liberalization that might narrow the gap between profession and practice; while efforts to move into a therapeutic phase, exempli gratia, family courts, have been largely resisted. How the powers of psychological offenders counterfeit the presence of God to those ignorant of their devices may be somewhat as follows. At some moment when the believer is yearning for the sense of God’s presence, either alone or in a meeting, and certain conditions are fulfilled, the subtle foe approaches, and wrapping the senses round with a soothing, lulling feeling—sometimes filling the room with light, or causing what is apparently a “breath from God” by a movement of the air—either whispers, “This is the presence you have longed for,” or leads the believer to infer that it I what one has desired. Then, off one’ guard, and lulled into security that the psychopathological offender is far away, some thoughts are suggested to the mind, accompanied by manifestations which appear to be divine. A sweet voice speaks, or a vision is given, which is at once received as “divine guidance,” given in the “divine presence,” and hence beyond question as from God. If accepted as from God when actually from the psychopathological offender, the first ground is gained. #RandolphHarris 17 of 19

The human is now sure that God has bidden one do this or that. One is filled with the thought that one has been highly favored of God and chosen for some high place in His Kingdom. The deeply hidden self-love is fed and strengthened by this, and one is able to endure all things by the power of this secret strength. One has been spoken to by God! One has been singled out for special favor! One’s support is not within—based upon one’s experience—rather than established upon God Himself and the written Word. Through this secret confidence that God has specially spoken to one, the human becomes unteachable and unyielding, with a beneficial trending on infallibility. One cannot listen to others now, for they have not had this “direct” revelation from God. One is in direct, special, personal communion with God, and to question any “direction” given to one becomes the height of sin. Obey one must, even though the direction given is contrary to all enlightened judgment and the action commanded is opposed to the spirit of the Word of God. In brief, when the human at this stage believes one a “command” from God one will not use one’s reason, because one thinks it would be “carnal” to do so. “Common sense” is lack of faith, and therefore sin; and “conscience,” for the time being, has ceased to speak. Some of the suggestions made to the believer by psychopathological offenders at the time may be: “You re more advanced than others”—working to blind the soul to sober knowledge of itself. #RandolphHarris 18 of 19

“You are a special instrument for God”—working to feed self-love; “You are different from others”—working to make one think one needs special dealing by God; “You must take a separate path”—a suggestion made to feed the independent spirit; You must give up your occupation and live by faith”—aiming at causing the believer to launch out on false guidance, which may result in the ruin of one’s home, and sometimes the work for God in which one is engaged. All these suggestions are made to give the human a false concept of one’s spiritual state; for one is made to believe one is more advanced than one actually is, so that one may act beyond one’s measure of faith and knowledge (Romans 12.3), and consequently be more open to the deceptions of the beguiling foe. Ontological categories of time, space, causality, and substance are the basic forms of thought and being through which the mind makes contact with reality. Since they are forms of finitude, they express a mixture of being and nonbeing, positive and negative elements which we discuss in terms of courage and anxiety. Humans’ experience of time includes the anxiety of transitoriness and the courage of a self-affirming present. Space is not only physical, but also social—a sphere of influence, a place in the framework of value and meaning. The anxiety of insecurity arises from the danger of losing one’s place, only to be met by the courage to carve out a niche for oneself. Causality brings forth the anxiety of contingency, the awareness that one does not possess one’s own power of being. However, courage is there too, for causality affirms the reality of being by pointing to its sources in the power of being. Substance expresses the anxiety of change, of loss off identity, along with the courage to affirm the finite by laboring to produce cultural creations. Significance expresses the union of being and nonbeing in everything finite. They articulate the courage which accepts the anxiety of nonbeing. The question of God is the question of the possibility of this courage. #RandolphHarris 19 of 19


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Professional Occupational Crimes—It was Obvious that they Had Made a Covenant with the Devil!

The first line of defense against employee fraud and embezzlement is to hire the most qualified and most trustworthy individuals to work in your business, especially those employees who will have access to your company’s finances. The problem is, in this day and age, that is easier said than done. There are so many laws and rules geared toward protecting potential employee from improper hiring practices that even when you perform proper due diligence with your candidates, you will be limited in what you can ask, where you can gain information, and how you can us the information you do obtain in your hiring decision. In the real world of embezzlement, the perpetrators rarely fit the stereotypical image of someone capable of concocting and carrying out fraud schemes. Rather, they are almost always someone above suspicion! Embezzlers are of any age, gender, race, religion, and income bracket. Why? Despite the appearance of honesty, you can never be sure of what is going on in someone’s personal life, and desperate people are capable of taking desperate action. To further highlight this issue, it is probable that you have no idea that a fellow employee may: Have a gambling issues, have an alcohol problem, have a substance abuse situation, be experiencing financial difficulties, have expensive medical bills, or—enjoy living life on the edge! The fraud triangle—and the top of the triangle is incentive. Incentive is the starting point of fraud. Then there comes opportunity. Too much trust, poor internal controls, lack of supervision, no financial audit by independent CPAs, and the like, all create opportunity for fraud. The basic purpose of effective internal controls is to remove the opportunity for fraud. #RandolphHarris 1 of 20

Rationalization: After a period of time, the perpetrator actually convinces themselves that they are not stealing, but rather self-correcting a perceived wrong such as a pay discrepancy of the life. The Uniform Crime Reports collect data annually from law enforcement authorities on the crime of embezzlement. However, this crime is categorized as a Part II offense, which means that arrest data are disseminated to public but data on the number of known offenses are not readily available. In 2022, state and local law enforcement authorities effected 22,176 embezzlement arrests. There were 4,180 white-collar prosecutions in 2022. Annual losses from white-collar crimes as of 2021 are anywhere from $426 billion to $1.7 trillion. The wide range here is due to the lack of prosecution. It is estimated that up to 90 percent of white-collar crimes go unreported. White-collar crimes affect over 35 percent of U.S.A. businesses. It is estimated that 75 percent of all employees steal from their employer at least once, and another half of that percentage is repeatedly stealing. Plus, over 50 percent of embezzlers are managers. There are roughly 5,000 white-collar crime-related arrests for every 100,000 people in the U.S.A. Fraud makes up 63 percent of white-collar crimes, making it the most common. The painful reality is that there exists no reliable source of data on the incidence and/or prevalence of crimes within complex organization. For one, the vast majority of these offenses never get reported—a recent national telephone survey of white-collar crime victimization found that less than 1 in 10 victimizations were reported to law enforcement or any other regulator entity. #RandolphHarris 2 of 20

It is widely reported that corporate victims of embezzlement or employee theft prefer to handle these matters in-house for fear that external involvement will bring negative publicity or unnecessary scrutiny, or even jeopardize propriety information (id est, trade secrets). When members of government (id est, law makers or law enforcers) or corporate executives engage in economic or violent crimes against the public, they can usually rely on norms of secrecy or the threat of dire organizational sanctions to keep the matter from going public. Even if the public, media, or investigators begin suspecting foul play, corporate lawyers and the legal protections that are afforded to organizational entities will usually allow them to produce a formidable smoke screen. In these professional occupational crimes (id est, crimes committed by members of a profession), perpetrators can readily hide behind the collective code of silence, structures of self-regulation, and privileged information clauses as a way of controlling the flow of damaging information. In light of these structural impediments, one must rely upon data from small-scale and narrowly focused research efforts to speak to the descriptive aspects of these criminal events. Several studies have explored the topic have explored the topic of theft by employees. Property deviance refers to the theft of hard assets (id est, money, goods, raw materials). Production deviance refers to counterproductive behaviors such as the theft of time, the abuse of sick leave, on-the-job substance use, and engaging in intentionally slow and sloppy work. #RandolphHarris 3 of 20

Of the 9,175 interviews with retail, hospital, and manufacturing employees working in forty-seven corporations located across the United States of America, we found that one-third of the interviewees admitted to some form of property deviance in the past year. A similar study involving restaurant employees found that 60 percent had engaged in at least one form of property deviance and a full 82 percent had engaged in production deviance in the preceding year. Experts note that as much as 40 percent of all shoplifting that is experienced by retailers can be traced back to acts of collusion in which one or more dishonest employees choose to assist the external thief in one’s crime. Research on corporate-level violations reveals that companies engage in a good amount of offending as well. First, there were 6,558 white-collar crime case involving 8,670 defendants tried by U.S.A. attorney in 2021. There were an additional 6,332 persons investigated and 3,224 persons tried by U.S. attorneys’ offices tht year for violating federal regulatory statue such as the Food and Drug Act or any one of the other special congressional provisions that were previously outlined. In 2022, there were 371 antitrust cases brought before the U.S.A. district courts (90 percent were pursued as civil, rather than criminal cases). There is a general consensus that these numbers represent only a fraction of the actual corporate wrongdoing. #RandolphHarris 4 of 20

Numerous scholarly studies have attempted to more accurately estimate levels of corporate misconduct. In the study of court and administrative actions taken against the seventy largest U.S.A. corporations in, we found widespread evidence of abuse. All seventy firms in the sample had at least one formal action brought against them. The average number of violations per company was fourteen. A full 60 percent of the firms had been convicted in criminal court. All total, these seventy firms accounted for 980 violations of the law. Similar offending trends were found among the fifty largest corporations in Canada. Nearly two-thirds of Fortune 500 companies had come under fire from one or more of twenty-four federal regulatory agencies for violating corporate law during a 1-year time period. Abuses of state authority also appear to be widespread. There are 1,134 elected or appointed U.S.A. officials facing some form of criminal indictment. These offenses are capable of permeating every level of government. There have been more than 17 governors or former governors indicted between 1970 and 2009. There have been 487 instances of alleged and actual misconduct by legislators in the United States of America’s Congress from 1789 to the present. At least 13 mayors arrested on child sex crimes since 2021. And a considerable assortment of country officials have been indicted. #RandolphHarris 5 of 20

Crimes by government agencies are yet another type of offense that must e assessed through targeted cases. There are several noteworthy examples. An estimated 63,000 developmentally disabled Americans were sterilized under eugenics statues that were widely imposed across the South for the better part of the early 1900s. Also U.S.A. Public Health Service withheld treatment from more than 400 impoverished African Americans in the notorious “Tuskegee Syphilis Experiment.” The excessive use of force by police offers represents one of the most prevalent and “newsworthy” forms of state crime. Voluntary data provided by 100+ police agencies reveals 25,067 incidents of use of force occurring in 2022 and 1,200 people were killed by police. Each year, fewer than 3 percent of killings by police result in officers being charged with a crime. A broad-based survey of citizens made it known that as many as 1 percent of police-public contacts that occurred in 2022 involved some form of force or threatened force on the part of the officer. Research suggests that as many as 40 percent of all use-of-force incidents involve improper force tactics on the part of the officer(s). Taken on face value, these findings suggest that somewhere in the neighbourhood of 180,000 abuses of police force occur each year in this country. Crimes by persons of professional status are yet another form of crime for which we have little incidence and prevalence data. #RandolphHarris 6 of 20

Members of the health care community engage in a broad range of criminal behaviors. Estimates suggest that as many as 50 percent of all doctors, nurses, and pharmacists will engage in illegal prescription drug use at some point during their careers—5 percent to 10 percent will come to abuse these drugs. AN untold number of doctors are said to defraud Medicare and Medicaid through overbilling or retainer scams, engage in prescription violations, conduct illegal abortions, and take part in self-referral or fee-splitting schemes (id est, providing kickbacks to other doctors for unnecessary or illegal referrals). It is estimated that as many as 15 percent of all elective surgeries are unnecessary; and documented is a considerable ineptitude and malpractice among doctors. Other professional groups have also evidenced considerable levels of criminal and unethical behavior. It is estimated that somewhere between 5 percent and 10 percent of all practicing psychotherapist have had sexual relationships with a patient. Additionally, 27 percent of university researchers surveyed admitted to having personal knowledge of research fraud or plagiarism on the part of one or more colleagues. Also, considerable numbers of lawyers have licensure complaints and criminal action filed against them. The monetary and social costs that go along with crimes within complex organizations are staggering. On average, there are over $50 billion in losses due to employee theft in a single year nationwide. Retail loss prevention professionals estimated employee theft to cost $18 billion a year. #RandolphHarris 7 of 20

The Judiciary Subcommittee on Antitrust and Monopoly estimated that faulty goods, monopolistic practices, and other violations annually costs consumers between $200 and $275 billion. A Department of Justice estimate put the total annual loss of taxpayers from reported and unreported violations of federal regulations by corporations at $20 to $30 billion, and the Internal Revenue Service estimated that about $2.2 billion goes unreported each year in corporate tax returns. Given the fact that these estimates for each would be significantly larger. Even more disturbing figures emerge when one shifts the focus to the physical harms perpetrated by corporate entities. For example, the Environmental Protection Agency (EPA) estimates that commercial entities are responsible for 90 percent of the more than 292 tons of toxic waste that are released into the environment each year. These toxins produce untold levels of harm to the air, water, and land of this country. Routine exposure to these poisons can produce cancer or other fatal diseases. The heavily polluted air of Los Angeles produces 220 cancer deaths each year and 240,000 persons will die from asbestos-related cancer over the next 30 years. Also, there are other things to consider when it comes to climate change. We have pumped so much groundwater that we have changed the Earth’s spin. #RandolphHarris 8 of 20

By pumping water out of the ground and moving it elsewhere, humans have shifted such a large mass of water that the Earth tilted nearly 80 centimeter (31.5 inches) east between 1993 and 2010 alone. Based on climate models, humans pumped 2,150 gigatons of groundwater, equivalent to more than 6 millimeters (0.24 inches) of sea level rise, from 1993 to 2010. Therefore, it is important to slow the amount of water we are sucking out of the Earth, as this could add to the planet heating up. You will notice areas with oceans tend to be cooler and have more vegetation, but places like the desert are hot and have no vegetation. Anyone reading this page has an amazing skill called literacy. It comes as a shock sometimes to remember that all of us had ancestors who were illiterate. Not stupid nor ignorant, but invincibly illiterate. Not only illiterate, they were also “innumerate,” meaning they could not do this simplest arithmetic. Those few who could were deemed downright dangerous. A marvelous warning attributed to Augustine holds that Christians should stay away from people who could add or subtract. It was obvious they had “made a covenant with the Devil.” It was not until a thousand years later that we find “reckoning masters” teaching pupils bound for commercial careers. What this underscores is that many of the simplest skills taken for granted in business today are the products of centuries and millennia of cumulative cultural development. #RandolphHarris 9 of 20

Knowledge from China, from India, from the Arabs, from Phoenician traders as well as from the West, is an unrecognized part of the heritage relied on today by business executive all over the World. Successive generations have learned these skills, adapted them, transmitted them, and then slowly built on the results. All economic systems sit upon a “knowledge base.” All business enterprises depend on the preexistence of this socially constructed resource. Unlike capital, labor, and land, it is usually neglected by economists and business executives when calculating the inputs needed from production. Yet this resource is now the most important of all. Today we are living through one of those exclamation points in history when entire structure of human knowledge is once again trembling with change as old barriers fall. We are not just accumulating more facts. Just as we are now restructuring companies and whole economies, we are totally recognizing the production and distribution of knowledge and the symbols used to communicate it. What does this mean? It means that we are creating new networks of knowledge…linking concepts to one another in startling ways…building up amazing hierarchies of inference…spawning new theories, hypotheses and images based on novel assumptions, new languages, codes and logics. Businesses, governments and individuals are collecting and storing more sheer data than any previous generation in history. #RandolphHarris 10 of 20

However, more important, we are interrelating data in more ways, giving them context and thus forming them into information; and we are assembling chunks of information into larger and larger models and architectures of knowledge. Not all this new knowledge is “correct,” factual, or even explicit. Much knowledge, as the term is used here, is unspoken, consisting of assumptions piled atop assumptions, of fragmentary models, of unnoticed analogies, and it includes not simply logical and seemingly unemotional information or data, but values, the products of passion and emotion, not to mention imagination and intuition. It is today’s gigantic upheaval in the knowledge base of society—not computer hype or mere financial manipulation—that explains the rise of a super-symbolic, Third Wave economy. Contrary to conventional wisdom, today’s Western trade and economic relationship does provide for a certain kind of global equilibrium. It may be far from optimal, but it is not as bad as how you feel when you read numerous publications in the Western media or listen to politicians’ speeches. Here is the equilibrium’s outline. If American households’ savings increase, this translates into a higher investment rate (ratio of domestic investment to the GDP), rapid growth of production, and increasing exports to the East. Earning a lot of foreign currency, America boosts its foreign reserves (they expand further as American monetary authorities buy foreign reserves). The reserves are used to purchase securities, which fight with budget deficits and ease the pain of deep public spending cuts. #RandolphHarris 11 of 20

We have to look at the global economy as an entity, with national economies as its integral parts. For decades, America’s enormous current account deficits were the focus of attention of economists, policy makers, and the media. All though those decades, critics, and skeptic did not stop saying that they were unsustainable. However, in reality they have proved to be quite sustainable: The U.S.A. economy remains safe as long as the inflow of capital continues and the capital and financial account remains in a comfortable black. Running large trade and current account deficits, the United States of America played the role of the major market creator for the World, supporting global growth, including growth in countries that were its major creditors. It was and is kind of a deal: market for money. Having become the U.S.A. government’s major, Beijing is and will be committed to playing its part because economic stability of America is indispensable for China itself: The United States of America is one of its most important trading partners. However, there has been a remarkable transformation of the U.S.A. international investment position occurring over the last 40 years. U.S.A. net foreign assets were larger than combined net foreign assets of all other creditors. By 1990, foreign-owned U.S.A. securities and real assets were larger than U.S.A. owned foreign securities and assets. This change occurred without the U.S.A. Treasury borrowing in foreign purchases of U.S.A. securities. #RandolphHarris 12 of 20

Inferences from the currency composition of portfolio changes of those who acquired U.S.A. dollar securities suggest that foreign savers took the initiative on cross-border investment inflows. The U.S.A. could not have developed a larger capital account surplus after 1980 unless a similar increase in the U.S.A. current account deficit increase was the surge in U.S.A. stocks and other asset prices, resulting in a U.S.A. household wealth surge and consumption boom. The foreign saving inflow displaced domestic saving. In addition, an increase in the price of the U.S.A. dollar led to expenditure-switching from U.S.A. goods. When investor demand for U.S.A. dollar securities declined, the U.S.A. dollar price fell in 1992, 2002, and 2020 and the price of the U.S.A. dollar securities declined. Therefore, the U.S.A. has to stop living for today and pay off our debts, so we can once again become a creditor nation. We have to reduce the amount of goods and services that we import, and increase the amount of commodities we export. The good thing is that in the wake of this crisis, American households actually have begun to save more. However, Americans will have to learn to reduce their consumption to keep their savings high. This will encourage the central banks to raise policy interest rates to contain soaring inflation and prevent overheating. Of course, it will take time to rebalance the American economy. The private sector must continue to get stronger. #RandolphHarris 13 of 20

Generally speaking, the original so-called protective functions of the family as an institution are in modern times discharged by legal and political agencies. Beyond basic physical protection against human and nonhuman enemies, such institutions as police departments, child welfare agencies, marriage license bureaus, legal aid bureaus, inspection and regulation bureaus, traveler’s aid for desertees and the runaway child, and courts of every kind, are principally devoted to guarding the rights and safety of citizens. In the past, these functions have been construed ad largely negative or corrective. That is, when someone encroached upon another, or deviated from given rules or standards, it became the duty of one of these protective agencies to set matters right. In more recent times these bodies have tended to take a more affirmative approach. There are no clearly marked stages in the transition, and new functions have often been simply superimposed on old ones. This steady transformation of family legal agencies, though quite in accord with the ancient principle of equality before the law, nonetheless involves a conspicuous paradox if not a contradiction. For, all institutions, the family is traditionally the most addicted to conserving inequality, among, if not within, families. Many critics of the family have seen it primarily as a means for transmitted advantages from one generation to the next. The rewriting of family law, exempli gratia, on inheritance, has repeatedly run across the grain of this profound impulse of people to favor their own kin. #RandolphHarris 14 of 20

Nepotism is a term of discredit in the United States of America. Legal responsibility for misdoing is uniformly fastened on the individual, but upon one’s family. The near-legend of the Hatfields and the McCoys gain its popular interest largely from the extraordinary uniqueness of interfamily feuds in this society. Surnames, instead of being treated as facts of nature, are continually being changed by immigrants, members of minority groups, and people who, like entertainers, appear before the public. Antagonism to vestiges of primogeniture is as vehement among younger sons and daughter today as it was in the breast of Jefferson; heir must share alike, estates be broken up, and dynasties be avoided. Sons of great men find a thousand knives sharpened to whittle them down to size. Evidence like this could be multiplied to exhibit unmistakably the clash between our majority sentiment of individualism and philosophies of feudalistic or neofeudalistic familism. In spite of some opposition by a minority, purist of that idealized state of affairs, in which the person’s standing in the community is entirely a product of one’s own character and not all the result of one’s family connections, appears to be waxing, not waning. It has at least the vitality it had in Jefferson’s day and probably more. This ideal, however, would be absurd prima facie if it failed to recognize the overwhelming influence of the family in formation of the individual character. #RandolphHarris 15 of 20

Perhaps this fact was unrecognized in Jefferson’s day; perhaps he and his allies though that the leveling off of the extrinsic advantages and disadvantages of inherited property was the most important step toward equality. Anyhow, it is recognized today by students of the family that there are other advantages and disadvantages, just as important as those of inherited wealth and poverty, which must be dealt with, before every America child can truly asset that one enjoys equality of opportunity. The Lord said, “If ye abide in Me [id est, in the glory], and My words abide in you, ask whatsoever ye will…” reports John 15.7. Christ abides in us by His Spirit and through His words, but He Himself, as a Person, is in Heaven, and it is only as we abide in Him there that His Spirit and His life, through His Word, can be manifested in us here. “Abiding” means an attitude of trust and dependence on Him in Heaven; but if one’s attitude is changed into trust and dependence upon a Christ within, it is really a resting upon an inward experience and a turning from the Christ in Heaven. This actually blocks the avenue for the inflow of His life, and disassociates the believer from cooperation with Him by the Spirit. Any manifestation, therefore, of a “presence” within cannot be a true “manifestation” from God if it uncenters the believer from one’s right attitude toward the Christ in Heaven. There is a true knowledge of the presence of God, but it is in the spirit, when joined to Him who is within the veil—a knowledge of spiritual union and fellowship with Him which lifts the believer, so to speak, out of oneself to abide with Christ in God. #RandolphHarris 16 of 20

The counterfeit “presence” of God is nearly always manifested in the guise of love, to which the believer open oneself without hesitation. One may find that it fills and satiates one’s innermost being; but being deceived, one does not know that one has opened oneself to the activity of psychological offenders. The concept of finitude is the center of being which draws us to God. Man is terrified of nonbeing because his being does to secure him against it. His ability to question being, his separation from it, reveal that he shares in nonbeing. The undialectical concept of being is ouk on, the nothingness referred to in the phrase creatio ex nihilo. It has no relation whatsoever to being; it is pure negation, and hence undialectical. Me on, on the other hand, is the dialectical concept of nonbeing. It is related to being in the sense of resistance to being, or perversion of being, or menace to being. It is dialectical. The problem of finitude, then, is the dialectical problem of nonbeing. For being, limited by nonbeing, is finitude. Nonbeing appears as the “not yet” of being and as the “no more” of being. Being is the power of being! Power, however, presupposes, even in the metaphorical use of the word, something over which it proves its power. That which is conquered by the power of being is nonbeing. Being, therefore, is the power of being which resists nonbeing. Nonbeing is not a stranger to being. Metaphorically, it is that quality of being by which everything that participates in being is negated. Nonbeing is the negation of being within being itself. #RandolphHarris 17 of 20

Human experience of the ontological structure and elements shows that to be something is to be infinite. Yet the limitations of nonbeing are visible only against the backdrop of a potential infinity. For example, one realizes the finiteness of death only by imagining the possibility of something beyond death. Finitude is seen as finitude only if finite being transcends itself, steps out of itself in the direction of infinity. Infinity is a demand, not a thing. Infinite negates the limitations of finitude; it negates nonbeing. However, infinity is not being-itself. One must understand that infinite in the sense of infinite self-transcendence, while being-itself manifests itself to finite being in the infinite drive of the finite beyond itself. Infinity is a manifestation of being-itself, but the two can never be identified, for being-itself precede nonbeing and its negation by infinity. The awareness of finitude produces an ontological anxiety, for finitude contains the threat of nonbeing. Fear is psychological and stems from a menacing object, but anxiety is the self-awareness of the finite self as finite. Anxiety is all-pervasive as nonbeing. Since anxiety is the existential awareness of nonbeing, it is perfectly natural to man. Finitude and anxiety appear also in the ontological element. A polarity supposes a balance, each pole limiting and supporting the other. However, because of its finitude a polarity becomes tension, the tendency of elements within a unity to draw away from one another, to disintegrate. #RandolphHarris 18 of 20

Thus, the polarity of individualization and participation becomes the tension of loneliness and collectivization. Dynamics and form become chaos and formalism. Freedom and destiny become arbitrariness and necessity. These tensions are threat to finite man, for if he loses one side of the polarity, he loses the other side. Once the polarity disintegrates, he is destroyed as a self. It must be insisted upon, however, that these finite tensions are only possibilities, tendencies, threats, if you will. However, they do not necessarily lead to actual disintegration, just as every threat is not inevitably carried out. Freedom is the pivot, for it is only through freedom that the threat is carried out, that the finite tensions snap, that potential disruption is actualized. Freedom ushers in the basic distinction between essential being, threatened but integral, and existential being, real but distorted. “Essence” is ambiguous in that it denotes a fact and connotes a value. It signifies the nature of being, the universal, the logical ideal. However, essence also pronounces judgment, for it is the undistorted state from which the being has fallen. Essence makes the being what it is and judges it. “Existence” exhibits the same ambiguity of meaning, for it signifies not only actuality, standing out from potentiality, but also imperfection, the failure to measure up to essence. Whatever exists, that is “stands out” of mere potentiality, is more than it is in the state of mere potentiality and less than it could be in the power of its essential nature. #RandolphHarris 19 of 20

Christian theology considers existence a positive fulfillment of creation, of essence. It also points out the split between essential created goodness and its existential distortion. The theologian cannot avoid this problem. The distinction between essence and existence, which religiously speaking is the distinction between the created and the actual World, is the backbone of the whole body of theological thought. If man is that being who asks the question of being, he had and has not the being for which he asks. He is separated from it while belonging to it. Certainly we belong to being—its power is in us—otherwise we would not be. However, we are also separated from it; we do not possess it fully. Our power of being is limited. We are a mixture of being and nonbeing. This is precisely what is meant when we say that we are finite. Hope in God, His goodness, and His power refreshed us with courage during difficult challenges. Hope has the power to fill our lives with happiness. Its absence—when this desire of our heart is delayed—can make the heart sick. Hope is a gift of the Spirit. It is a hope that through the Atonement of Jesus Christ and the power of His Resurrection, we shall be raised unto life eternal and this because of our faith in the Savior. This kind of hope is both a principle of promise as well as a commandment, and, as with all commandment, we have the responsibility to make it an active part of our lives and overcome the temptation to lose hope. Hope in our Heavenly Father’s merciful plan of happiness leads to peace, mercy, rejoicing and gladness. #RandolphHarris 20 of 20


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